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Will there be enough cash during a pandemic or other national disaster?

The federal agencies are prepared to use their full range of tools to help ensure that customer needs continue to be met. The Federal Reserve System is working to meet the currency needs of banking customers. You can find additional information about the steps the Federal Reserve is taking on the Federal Reserve website. Deposits with an FDIC-insured institution will continue to be protected up to at least $250,000. For more information on deposit insurance, please visit the FDIC website.

Last Reviewed: April 2021

Please note: The terms "bank" and "banks" used in these answers generally refer to national banks, federal savings associations, and federal branches or agencies of foreign banking organizations that are regulated by the Office of the Comptroller of the Currency (OCC). Find out if the OCC regulates your bank. Information provided on should not be construed as legal advice or a legal opinion of the OCC.

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